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Credit score (United States) - In the United States, a credit score is a credit rating that represents an estimate of an individual's financial credit worthiness as calculated by a statistical model. A credit score attempts to quantify the likelihood that a prospective borrower will fail to repay a loan or other ...
Stated Income, Verified Asset - SIVA doc types are available to a wide variety of borrowers with poor to excellent credit. The minimum credit score is typically 500 and, in most cases, the mortgage history can reflect no worse than a 90 day late payment on their mortgage.
Low-Income Housing Tax Credit - The Low-Income Housing Tax Credit (LIHTC) is a tax credit created under the Tax Reform Act of 1986 that gives incentives for the development of affordable housing aimed at low-income Americans. The credits are also commonly called Section 42 in reference to the applicable section ...
Federal Home Loan Banks - The Federal Home Loan Banks provide stable, low-cost funds to American financial institutions for home mortgage, small business, rural and agricultural loans. With their members, the FHLBanks represent the largest source of home mortgage and community credit.
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Refinance Credit Union - Refinance Credit Union Lender Directory We list thousands of lenders in our directory. Get the best rates you deserve. www.moremortgagelenders.com National Credit Union Administration - The National Credit Union Administration (NCUA) is the United States federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share ...
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